Cards, credit, and cover — sourced from multiple institutions and matched to your profile, so you never settle for the first offer you're shown.
Premium cards with exclusive rewards, cashback and complimentary airport-lounge access.
Fast, collateral-free funds for weddings, travel or medical needs — often approved the same day.
Buy, build or refinance with long tenures, competitive rates and balance-transfer support.
Working capital, expansion or equipment finance that flexes with your cashflow.
Finance for new and pre-owned cars at competitive rates with minimal documentation.
Life, term, health and family cover from top insurers — with real help at claim time.
MYCRED sits between you and India's biggest banks and NBFCs, doing the comparing, negotiating, and follow-up that most people don't have time for. Over ten years we've turned a confusing, form-heavy process into a single conversation — and helped tens of thousands of individuals and businesses borrow on better terms.
Every charge and condition explained before you sign, never after
Advisors who have spent a decade inside lending and know what banks look for
Light documentation and direct bank channels keep your file moving
Anyone can forward your form to a bank. We manage the whole journey — from first shortlist to final disbursal — and stay accountable for the outcome.
of customers rate us positively
Your profile is placed with 30+ institutions so the pricing competes for you.
Pre-checked documentation means fewer bounce-backs and faster sanctions.
A single named specialist owns your case — no call-centre roulette.
Encrypted end-to-end and shared only with the lender processing your file.
Straight answers before you fill in a single field.
For most products: PAN and Aadhaar, proof of address, recent salary slips or ITR, and about six months of bank statements. Secured loans add property papers. Your advisor confirms the exact checklist for your product before anything is submitted, so nothing bounces back.
Personal loans and credit cards often clear within 24 hours. Home and business loans usually take 3–7 working days because of valuations and verifications. Since we pre-check every file, avoidable delays are largely eliminated.
Nothing. Our revenue comes from the institutions whose products we place, not from you. Any processing fee a bank levies is disclosed to you upfront — you'll never discover a charge after the fact.
Often, yes. Lenders weigh profiles differently, and our panel includes institutions that look beyond the score alone. We'll tell you honestly where you stand, place your file where it has the best odds, and suggest practical steps to strengthen your score for next time.
Only MYCRED and the specific lender processing your application. Data travels over 256-bit SSL encryption, is never sold or circulated to third parties, and is handled in line with applicable Indian data-protection requirements.
A short conversation with our specialists costs nothing and commits you to nothing — you'll simply know exactly where you stand.