Welcome Gift · While stocks last

Your new credit card comes with a pair of premium earbuds, on us.

Bank-direct process
No charges — ever
6-month gift warranty
Start Application
Complimentary on activation

Banks and NBFCs we place with

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1

You fill in your details

Three short steps on this page. It takes about two minutes.

2

An advisor calls you

We look at your income and spending habits and recommend the card that suits you best.

3

We process it with the bank

Your application goes through on the bank's own portal, and we track it until a decision comes back.

Official bank process
4

Your gift ships

Once the card is approved and activated, your earbuds are dispatched and we share the tracking.

Perks that come free with your card

You pay nothing extra for any of this. It comes with the card — and our help getting you the right one is free.

Rewards & cashback

Points, air miles or cash back on everyday spend.

Interest-free period

Up to 50 days to pay, with no interest added.

EMI conversions

Split large purchases into monthly instalments.

Credit score

Used well, it lifts your score for future loans.

Travel perks

Lounge access, upgrades and travel cover.

Discounts

Deals on shopping, cinema and food apps.

Strong security

Zero-liability cover on fraud and theft.

Expense tracking

Clear statements that make budgeting simple.

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Your card in 3 simple steps

Fill this in and an advisor will match you to the card your profile actually clears. Approval rests with the bank.

Two minutes · No charge to you · Free gift on activation
1 Personal Info
2 Address Details
3 Final Details

Personal Information

Address Details

Final Details

Format: ABCDE1234F
256-bit SSL Secured
Bank-Grade Security
Data Never Shared

Your application goes through the bank's official process

Every application we submit runs on the issuing bank's own portal, under their verification and approval rules. You will hear from the bank directly at each stage, and your advisor stays with the file until a decision comes back.

What our clients say

People we placed with a card, in their own words.

"Got my HDFC Regalia credit card within a week through MYCRED. The best part? I had been rejected twice before, but their expert knew exactly which card to apply for. Highly recommended!"

Rajesh Kumar

Rajesh Kumar

HDFC Regalia Credit Card

"I wanted a premium travel credit card with lounge access. MYCRED's advisor recommended the perfect card for my spending pattern and got it approved within 48 hours!"

Priya Sharma

Priya Sharma

SBI Elite Credit Card

"MYCRED helped me get my first credit card with a ₹3 lakh limit! Being a fresher, I had no credit history - but their team knew exactly how to get it done. Transparent and trustworthy."

Amit Patel

Amit Patel

Axis Flipkart Credit Card

"Applied for an Amazon Pay ICICI card through MYCRED and got my free premium earbuds after activation! The gift was a cherry on top of an already amazing service. They truly deliver on promises."

Sneha Reddy

Sneha Reddy

Amazon Pay ICICI Card + Free Premium Earbuds

"Got HDFC Millennia credit card with a ₹5 lakh limit. The entire process was online - I just filled the form, got a bank email with the link, and the card arrived in 5 days. Truly hassle-free!"

Vikram Singh

Vikram Singh

HDFC Millennia Credit Card

"I was skeptical at first, but the entire process was through the official bank portal. I received an email directly from the bank with the application link. My Kotak 811 card got approved in 3 days!"

Ananya Deshmukh

Ananya Deshmukh

Kotak 811 Credit Card

"MYCRED's advisor helped me choose a fuel credit card that saves me ₹2,000/month on petrol! They compared multiple banks and found the best fit for my spending. Excellent guidance."

Rohan Mehta

Rohan Mehta

IndianOil Citi Credit Card

"Applied for a cashback credit card through MYCRED on a Saturday and got approved by Monday! And yes, I received the premium earbuds within a week. They keep their word!"

Meera Joshi

Meera Joshi

HSBC Cashback Card + Free Premium Earbuds

"As a self-employed professional, getting a credit card was always a hassle. MYCRED connected me with the right bank and I got an ICICI Coral card with a ₹4 lakh limit. Exceptional service!"

Suresh Nair

Suresh Nair

ICICI Coral Credit Card

"I was looking for a credit card with maximum reward points. MYCRED helped me get the Axis Magnus card which perfectly suits my spending habits. Plus the free premium earbuds was a great bonus!"

Kavita Iyer

Kavita Iyer

Axis Magnus Credit Card + Free Premium Earbuds

"Got approved for an SBI SimplyCLICK credit card within 72 hours! The official bank email process gave me complete confidence. MYCRED is the real deal - transparent and reliable."

Arjun Kapoor

Arjun Kapoor

SBI SimplyCLICK Credit Card

"I'm a frequent traveler and needed a card with airport lounge access. MYCRED recommended the HDFC Regalia Gold and it was approved in less than a week. Best decision ever!"

Divya Malhotra

Divya Malhotra

HDFC Regalia Gold Credit Card

"My wife and I both got premium credit cards through MYCRED. The team compared multiple options and helped us choose cards with the best benefits. Plus, we got two free pairs of premium earbuds!"

Karan Sethi

Karan Sethi

HDFC Infinia + Axis Reserve Cards

"Wanted a credit card for my online shopping needs. MYCRED got me the Flipkart Axis card approved with a ₹2.5 lakh limit despite my short credit history. Their expertise is unmatched!"

Pooja Bhatt

Pooja Bhatt

Flipkart Axis Credit Card

Courier records, open to you

Tracking numbers for gift parcels we booked with Delhivery, DTDC and Xpressbees. Copy any one and look it up on the courier's own site — we would rather you verified than took our word for it.

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Only three fields are published here — courier, tracking number and destination city. Never a customer's name, phone number or full address. Your details are treated the same way.

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Application submitted

An advisor will call

We will go through your profile and recommend the card most likely to be approved.

We process it with the bank

Your application is submitted on the issuing bank's own portal and tracked until a decision comes back. The bank will be in touch with you directly at each stage.

Official bank process

Your gift follows

Once the card is approved and activated, your premium earbuds are dispatched and we share the tracking. Subject to stock availability.